Here are some financial advice that you should consider before you turn 30:
Create a budget: It's important to know how much money is coming in and going out each month. Creating a budget will help you track your spending and make sure you're not overspending.
Build an emergency fund: Start setting aside some money each month in case of unexpected expenses like medical bills or car repairs. Ideally, your emergency fund should have three to six months' worth of living expenses.
Start saving for retirement: The earlier you start saving for retirement, the more time your money has to grow. Consider contributing to a 401(k) or IRA.
Pay off high-interest debt: If you have credit card debt with high-interest rates, focus on paying it off as soon as possible. This will save you money in the long run.
Live below your means: Avoid overspending and try to live below your means. This will help you save more money and stay out of debt.
Invest in yourself: Consider investing in your education or learning new skills that can increase your earning potential.
Don't compare yourself to others: It's easy to compare yourself to others and feel like you're not doing as well financially. Remember that everyone has their own financial journey and focus on your own goals.
Seek professional advice: If you're unsure about how to manage your finances, consider seeking advice from a financial advisor. They can help you create a plan that works for your specific situation.